Website terms of use

About these terms

These terms apply to your use of vault3327.com, operated by VAULT 33|27, working from London and Belgrade. Contact: office@vault3327.com. Client projects are governed by a separate written agreement, which takes priority over these terms.

Using this website

You may read, share and link to our pages for personal and business use. You may quote short extracts with a link back to the original page. Please do not copy our guides in full, republish them as your own or use automated tools to copy the site.

Our content and brand

The text, design, graphics, code and the VAULT 33|27 name and logo belong to us. Nothing on this website gives you a licence to use them except as these terms allow.

Guides and tools are information, not advice

Our guides, calculators and checklists are general information to help you make better decisions. They are not legal, tax, financial or other professional advice. Pages about laws and regulations link to official sources; check the official text or ask a qualified adviser before acting.

The free audit

The free audit is a no-obligation review based on the information you give us and what we can see publicly. It does not create a contract, and you are under no obligation to buy anything.

Accuracy and availability

We work hard to keep every page accurate and show when it was last reviewed. Things change, so we cannot promise that every page is always complete or current, or that the website will always be available. If you spot an error, please tell us.

Links to other websites

We link to official and third-party sources. We are not responsible for their content or their privacy practices.

Liability

Nothing in these terms limits or excludes liability that cannot be limited or excluded by law, including for death or personal injury caused by negligence or for fraud. Otherwise, we are not liable for any loss arising from the use of free information or tools on this website.

Privacy

How we use personal data is explained in our privacy policy.

Governing law

These terms are governed by the law of England and Wales, and the courts of England and Wales have jurisdiction. If you are a consumer, you also keep any protections given to you by the law of the country where you live.

Changes

We may update these terms. The date at the top shows the latest version.